Health Insurance: The Other Necessary Evil

I am venting here.  We are trying to find the very best Residential Treatment Center (RTC) for Caroline that we can possibly find, one that has specific criteria that are important to her health and to us.  Some of the best ones are far from us, like in Texas, and Colorado, Wisconsin or Georgia.  We are willing to fly out there if that is the best scenario for our daughter.  Tricare, our health insurer, has an approved list of RTCs that they will pay for.  Some of our preferred RTCs are on the list, but our psychologist just told us, having dealt with Tricare before, that they will probably only approve the one closest to us, which we had already struck down based on what we saw on the website.  We really would like to take her to a place that has brain-based therapies such as neurofeedback and brain imaging based therapies, and equine therapy, which is so helpful to her and calming.  I am just mad that we are bound by someone else's opinion in some office somewhere who doesn't know our child.  The one in our state doesn't have horses and looks undesirable compared to some other RTCs.  I guess we'lll see.  This will be about a two week process now.  And we don't want to see her once a week actually, which Tricare requires, because we now feel that she will make better progress if she realizes we are not able to take her home every time we go up there (big problem before).  One great RTC in Texas only wants family visits every 8 weeks, which sounds  about right to us.  I mean, WE need a break too.  Her family is tired and exhausted and we need her to be cared for by others for a spell.